With National Financial Literacy Month coming up in April, WalletHub on Wednesday released its report on 2016’s Most & Least Financially Literate States, which analyzes financial education programs and consumer habits in each of the 50 states and the District of Columbia.

The metrics used for the rankings range from percentage of residents who spend more than they earn to the percentage of residents with a rainy-day fund.

The good news: Florida did pretty well in the rankings, coming in at No. 7. Here’s how the state scored in the measured categories:

2nd: WalletHub’s WalletLiteracy survey score
19th: Percentage of residents who spend more than they earn
12th: Percentage of residents with a rainy-day fund
24th: Percentage of unbanked households
29th: Percentage of residents borrowing from non-bank lenders
3rd: Percentage of residents making only minimum payment on credit card(s)
10th: Percentage of residents who compare credit cards before applying
6th: Champlain University High School financial literacy grade
The most financially literate state is New Hampshire, followed by Minnesota, Illinois, New Jersey and Maryland..

Source: SFBJ